I’m a regard and don’t know anything. However, I feel like we’re going to see a few weekly dips like this with a few green days in between. There is a lot being priced in right now that will probably send us down 5% to 10% during the first half of the year. So anyway with that said, I like ETFs with all this craziness. VXUS VTI VTWO. DCA down with every few percentage points. Again I just work at Wendy’s and don’t know anything.