What about UWMC?

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Exactly. Lower rates are nice, but if you can't execute, they won't help you. Especially with players like RKT and UWMC in the game. https://www.tipranks.com/stocks/ldi#

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UWMC is a safe pick, and it shows with their dividend, but it's fairly valued right now. RKT is solid too, but it's technically overvalued by some metrics. The market is pricing in how well RKT will integrate its acquisitions, so that's what you're betting on imo. LDI is riskier than both, but has way more to gain if they show that they can turn the ship around. Can I get a source where they don't have a servicing business? That's how the stock started to pop, with Citron stating LDI's MSR puts them at $5 a share alone. Here's one link: https://nationalmortgageprofessional.com/news/ldi-stock-surges-after-citron-research-spotlights-servicing-business

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Why a LEAP? LDI can't scale like RKT or UWMC if Refi's start to fly, and they definitely can't complete with RKT price or all in one service. Nor are they in the servicing business like RKT and COOP. In short, this might fly short term with rates cut next week, like anything and everything mortgage related, or that news might already be priced into the stock price. I'm sticking with my $1m+ bet on RKT and COOP

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LoL. Just buy COOP or RKT instead, instead of money losing LDI RKT and UWMC can scale when rates drop, profitably.

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Is $UWMC mispriced? I see other mortgage lenders like LDI and RKT going crazy but this one not by the same magnitude. Either way spent $6k in Dec calls

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Bought calls on this and $UWMC - not sure why this one lags LDI and RKT but banking on it closing the gains gap

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UWMC - mark my words this will be a 20x+ bagger in 12 months.

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