LMAO! Corporations will only use any rebates as bonus's for the top. Or as stock buybacks. Perhaps a bit of it will be to lower prices. But that's it. Greed knows no bounds.
Your first problem is thinking God gives a damn about a retard's personal finances. 2nd is God already sent you the boat at $55k and waited till break even. Your ass didn't get on the boat and is now drowning.
OP lives in a fantasy world and is probably 15 thinking he has big brain thoughts and should get the Nobel in Economics. When in reality companies will say, thanks for the money, everything is cheaper are margins are wider mother changes we make shit ton of money and the plebs die.