Headquartered in New York City, Oscar has been challenging the health care s\stem's status quo since our founding in 2012. The compan\Ŗs member-ırst philosoph\ and innovative approach to care has earned us the trust of approximately 529,000 Americans across 291 counties, as of January 31, 2021. Oscar offers Individual & Family, Small Group and Medicare Advantage plans. Its vision is to refactor health care to make good care cost less. Refactor is a term used in software engineering that means to improve the design, structure, and implementation of the software, while preserving its functionality. Oscar takes this deınition a step further. The company improves its membersŖ experience b\ building trust through deep engagement, personali]ed guidance, and rapid iteration.