Bold move converting $40k into deep OTM LEAPS — that's either genius or a margin call waiting to happen. The leverage can be insane though; been tracking setups on [StrikeEdge.io](http://StrikeEdge.io) and just watched an RXRX call go from $0.01 to $0.26 in days. The personal loan part is what's keeping me up at night for you. What strikes/expiries are you targeting?
That's gotta be a legitimate defense so that police just never believe the victim "and then he took me to his volcano lair!" "Uh huh, sure, volcano lair, and then?" *doodles into notebook while popping bubblegum*