They’re my mortgage provider. Saw that the stock cratered but the high rates were killing everyone in real estate. Also had a good experience with them and my loan officer was still employed so figured it couldn’t be that bad internally. I bought this in April at 1.07 expecting it to move to 2.5ish but the citron research came out on top of rate cutting rumors so now I’m holding to see what happens

---

KLAR needs a loan

---

Stereotypical software engineer. I don’t make crazy money though, i’m honestly underpaid(115k). But I invested and saved well like I said ever since I started my career. I also had a job with very lucrative stock options a few years ago which is why I was able to buy my new car without a loan. I’m not making that kind of money anymore but obviously still doing well

---

A father lends his deadbeat son money and makes the mistake of mentioning it to his golf buddies. The son doesn't pay it back, of course, and eventually comes asking for more. The father gives his son another "loan" for 2x and makes him immediately pay back the first "loan" with half of it so he can tell his golf buddies that his son paid back the loan. DD: he's giving his son money You: it's a common misconception that he's giving his son money, he's actually expanding his balance sheet which will allow his son to make further investments

---

Citron Research claims the lender's servicing business is undervalued Citron pegs the value of loanDepot’s $116 – 117.5 billion servicing book at $5.50 per share, using peer multiples from Mr. Cooper ($COOP). The report cites data from BTIG’s Mortgage Finance Roundup (Aug. 27, 2025), highlighting: * 418,000 customers in servicing. * Strong credit quality, with 79% of FICOs above 680. * 90% of servicing tied to GSE or Ginnie Mae loans, minimizing credit risk. “Servicing creates recurring fee income, and each refinance cycle turns those customers into new originations,” Citron wrote, stressing [loanDepot’s recapture rate of 70% in Q2 2025](https://nationalmortgageprofessional.com/news/loandepot-narrows-losses-q2-amid-rising-loan-volume-and-cost-controls) — more than double the industry average of 34% for conventional and 52% for government loans.

---

Take out a loan buy more puts. It’s got to go lower

---

Loan depot for a OPEN sympathy play

---

Keep getting emails from Citi that I'm eligible for 30k in an instant loan...don't fucking tempt me

---

The bank didn't like the $1200/mo 86 month loan I have on my subaru

---

Jokes on him, I just took out a home loan at 9%

---