Lumber Liquidators was an inside job!
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I experienced the same thing. Calc I was the most difficult and I may have even had to retake it. Calc II and III were fine, Diff-q was fine, Discrete Structures I fucked up hard on.
Yeah but why does it get easier at calc ii and iii and why is diffy-q the easiest
Continually chipping away at all the regulation and buffers from GFC. Lowered Supplementary Leverage Ratios for the big banks this year. Next year Basel III and after that LCR reform. All basically increasing lending capacity to keep the AI game running longer and increase the pain when it blows up.
WW III tomorrow? What's up with those way OTM PUTs?
Basel III endgame + LCR reform is going to basically be deregulation and unlock trillion+ maybe trillions in lending capacity of banks. They did a total 180 from 2023 where they said, "let's make banks safer" to "actually let's let them hold 5% to 8% less capital". But obviously because of how banks can leverage their cushions, this leads to 13x to 14x or more in actual lending capacity for every $. It will be a way for regulators to essentially massively increase the money supply. But setting up more inflation and the next GFC.
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