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As someone who understands zero about stocks and investing, who occasionally has yall pop across my feed, this is the most terrifying thing I've ever seen. I understand enough to know this isn't a typicaly type of investment option, but my glob if I dont see them all as exactly *this*.
I (obvs) don't have tens of thousands to throw around. I literally have gambled twice and it was only $200 each time before I *noPed* out. At best, I might be able to start my kid off with a couple 10s and then work until I die or am too crippled and jump off a local bridge. (The Ole Millenial Retirement Package). The idea of putting what meager bit I have saved in to something and it just *disappear* is just NOT an option for me. At least in a savings account, it would still be there. But it can never grow or become anything I don't personally add there.
It feels like you cant get ahead without being willing to throw away your hopes and dreams but I physically cannot bring myself to barter with secure money.
I hope you can recover somehow. I have not advice, only sympathy.